Dave Chase Says DPC Is Insurers’ Health Plan Rorschach Test

Dave Chase Says DPC Is Insurers’ Health Plan Rorschach Test

Forbes contributor Dave Chase claims he powers/covers disruptive innovators reinventing healthcare. A disruptive innovator Dave’s been covering lately is direct primary care (DPC). In his recent article he claims that despite being included in Obamacare, DPC is surprisingly unknown by many health insurance executives. He refers to it as Concierge Medicine for the Masses, which is pretty spot on, comparing the $50-$80 average monthly cost to a gym membership, something Dr. Josh said recently.

Dave’s job is to explain things like DPC to insurance executives and has found it to be like a Rorschach test “reflecting whether that executive’s organization is playing to win or is back on their heels regarding the wrenching changes that are reshaping healthcare from the DIY Health Reform movement as well as the effects of Obamacare.”

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Insurance Companies Are Not Fighting Fair

Check out this May 8 article by The New York Times. They present government data suggesting that hospitals are charging upwards of 400% of actual costs for non-optional procedures.

It’s a complex issue but the worrisome fact is that competing hospitals are charging wildly different rates for similar procedures based on whether a patient is using Medicare, private insurance or isn’t insured. The worst news is that hospitals might be charging the highest rates to uninsured people to cover their bottom line.

Here’s where hospitals are taking a hit:

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